October 7, 2008 – 2:32 pm
The Scotsman reported today that, according to official figures, more than 3000 people in the Lothians are at risk of defaulting on their mortgages because of the credit crunch, whilst thousands more who are not covered by the statistics could be in the same boat.
The news comes at the same time as separate figures show [...]
September 29, 2008 – 2:00 pm
ThinkMoney.com is the new website from the Manchester based Think Money Group. Think Money is a leading UK financial services company established over 15 years ago and providing financial services to over 100,000 UK consumers.
The company employs over 600 staff in it’s purpose built Manchester call centre and has consistently been voted by it’s employees [...]
By mortgagemonkey
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Posted in mortgage directory
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Also tagged bad credit bank account, bank account, car loans, compare mortgages, debt, debt advice, debt consolidation, debt help, debt management, directory, fixed rate mortgage, IVA, loan, loans, mortgage directory, mortgages, secured loans, Trust Deed
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September 29, 2008 – 1:12 pm
A fixed rate mortgage is a mortgage where the monthly interest rates are fixed at a pre-specified rate for a pre-specified period of the loan.
It is common for fixed rate mortgages to have the rate fixed for 1, 2 or 3 years, after that period the rate payable will switch to refelct current interest rates.
August 13, 2008 – 10:55 am
Debt Advisers Direct appears to be on of the UK’s leading providers of debt consolidation services. Providing debt help and advice to over 40,000 consumers, the company has over 14 years of advising on consumer debt issues.
Debt Advisers Direct specialise in personal, one to one debt advice, advising on the right debt solutions for a [...]
August 12, 2008 – 4:22 pm
In response to a recent report from the National Housing Federation suggesting that property prices will recover and rise by 25% by 2013, mortgage specialists ThinkMoney.com advises property owners to stay optimistic whilst warning them not to become complacent about protecting themselves against the downturn in the property market.
The National Housing Federation anticipates further falls [...]
August 12, 2008 – 11:00 am
The Financial Services Authority (FSA)
The FSA is an independent body whose sole responsibility is to regulate the UK’s financial services industry.
The FSA has been given significant rule-making, investigatory and enforcement powers by the Government and has three specific strategic aims:
1 – Promoting efficient, orderly & fair markets
2 – Helping retail consumers achieve a fair deal
3 [...]
August 11, 2008 – 10:57 am
Mortgage – a definition
First up in a new series for our Mortgage Glossary we’ll have a look the definition of a mortgage.
A mortgage is a loan usually used to purchase property where the loan is secured against the property.
Mortgage repayments are usually made on a monthly basis, with the payment going towards both the interest [...]
Halifax Mortgages
Up until the late 90’s the Halifax was the UK’s largest building society. In fact, I remember the day it officially floated on the LSE as my parents got a windfall worth about £3k. To this day I still have a cardcash account, although I haven’t used them for a mortgage just yet.
Halifax are widely renowned as [...]
Bradford & Bingley (B&B) Nationalised
Bradford & Bingley, the UK’s latest troubled mortgage lender is being nationalised by the British Government in an effort to stabalise the UK economy.
In a statement by Prime Minister, Gordon Brown, UK voters heard how the Government have vowed to “work night and day to make sure that Britain can come through fairly this (the [...]